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Good
is finding a car the whole family will be comfortable in. Good is
talking the price down to below where the manager said it could go.
Good is driving off the lot with that new-car smell all around you.
Great
is being as happy about the loan you got as the car price you
negotiated. Great is not having to leave the lot to get this great
rate. Great is taking your BIG summer vacation to Disney World instead
of camping at the lake since you can now afford it.
Auto Loans Brochure
New and used auto loans
When it comes to finding the right loan for a new or used auto, low
rates and flexible terms are of paramount importance. Well, at
CME, we have those. And, we have a whole lot more.
- New auto loans up to 84 months
- Used auto fixed-rate loan up to 60 months
- Up to 100% financing
- Quick approvals and pre-approvals
- Easy application online or in person
- CME loans right at the dealership (see Indirect
Lending, below)
- Boat, RV and motorcycle loans also available
New Vehicle Rate Comparison Table - rates accurate as of 03/09/10
| New vehicle rates based on $15,000 loan amount for 48 months. CME rates based on 90% loan-to-value or less. Rates based on individual credit quality and are subject to change without notice. |
| |
APR |
Estimated Monthly Payment |
Pre-Payment Penalty |
CME |
3.75% |
$337.01 |
NO |
PNC |
4.24% |
$340.30 |
YES |
U.S. Bank |
4.25% |
$340.37 |
YES |
Key Bank |
5.91% |
$351.66 |
YES |
Huntington Bank |
5.96% |
$352.00 |
YES |
RV, Boat and Motorcycle Loans
Life doesn’t
have to be all serious. Sometimes you just have to have fun. And
at CME, we can make your fun times affordable with loans for new
boats, RVs and motorcycles, and used ones within 3 model years. So
go ahead, plan your fun. Then talk to CME.
- RV loans up to 84 months
- Motorcycle
loans up to 60 months
- Boat loans up to 84 months
- Up to 100% financing
- Quick approvals and pre-approvals
- Easy application
online or in person
Indirect lending
While we make getting a CME auto loan easy and convenient, we’ve
found a way to make it even easier and more convenient with Indirect
Lending.
With Indirect Lending, you can actually get
a low-rate, flexible-term CME loan right at the dealership. That
way you can drive off the lot with your new car, without visiting
a branch or waiting for funding to come through.
Indirect Lending is available at more than
70 new- and used-car dealers throughout the Columbus area, so wherever
you find the best deal on the car you want, you can get the best
deal on the CME loan you need.
Bob Boyd Ford, Inc.
Bob Boyd Dodge |
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Crestview Cadillac
Crown Chrysler |
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Jack Maxton Chevrolet |
Bob Caldwell Chrysler Jeep Dodge |
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Crown Kia |
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Jim Keim Ford |
Bob McDorman Chevrolet |
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Dan Tobin Pontiac GMC |
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John Hinderer Honda |
Bobby Layman |
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Dave Gill Pontiac GMC |
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Lash Chevrolet |
| Buick Pontiac GMC - Zanesville |
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Decoskey Motors Mt. Vernon |
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Nissan North |
Buckeye Honda |
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Dennis Hyundai |
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Liberty Dodge Chrysler Jeep |
Buckeye Nissan |
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Dick Masheter Ford |
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Lindsay Acura |
Byers Chevy |
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Donley Ford Delaware |
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Matthews Ford/Honda/Acura |
Byers Chrysler-Jeep |
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Donley Ford Mt. Vernon |
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Mercedes Benz of Easton |
Byers Delaware Auto |
|
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Nelson Auto |
Byers Dublin Chevy |
|
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Nourse |
Byers Dublin Dodge
Byers Ford Lincoln Mercury |
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Germain Cadillac |
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Reynoldsburg Motor Car
Roby Chevrolet |
Byers Imports/Volvo |
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Germain Chevrolet |
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Ricart Dealerships |
Byers Subaru/Mazda |
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Germain Ford |
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Roush Honda |
Carriage Town |
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Germain Lexus |
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Saturn North |
Chesrown GMC Buick Olds |
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Germain Nissan |
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Saturn Southeast |
Chesrown Kia |
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Germain Toyota |
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Saturn West |
Chesrown Lincoln Mercury |
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Goetzman Chrysler-Dodge |
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Spitzer Dodge |
Circleville Ford |
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Hatfield |
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The Toy Barn |
Clark Motor Company
Columbus Cadillac |
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Haydocy Automotive |
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Toyota Direct |
Columbus Suzuki |
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Honda East |
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Tri-County Chrysler Products |
Coughlin Chevy Ford |
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Hummer of Columbus |
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Trader Buds |
Coughlin London |
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Immke of Easton |
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Trophey Automotive |
Coughlin Pataskala |
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Immke Honda |
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Toyota West |
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Promo financing—when 0% doesn’t
equal free
You know all those ads you see touting no-cost or low-cost financing?
Sounds like a really great deal, right?
What is easy to forget is that manufacturers
usually offer some sort of rebate if you don’t take their promo financing. So
what should you do? Take the rebate, and finance your car with
CME!
Make your auto loan great.
Call us, visit any branch, visit an indirect-lending dealer or
apply
online for a low-cost, flexible CME vehicle loan today.
Special discounts for CME Federal Credit Union members!

As a member of CME Federal Credit Union, you can save an additional 5% on our Plain Talk Car policies.
Sentry Insurance, founded in 1904, is one of the nation's leading insurance groups. Sentry's property and casualty insurance companies are rated A+ (Superior) by A.M. Best, the leading independent rating service of insurance companies.
For more information, or to get a rate quote, click HERE or contact your Sentry representative:
Carrie A. Layne
Carrie.Layne@sentry.com
614.948.2043
614.948-2318 fax
Protect Your Vehicle Investment, Not Just Its
Value
You could lose more than your vehicle, boat, motorcycle, or RV if
it is stolen or involved in a major accident. You could lose your
investment. Because most insurance policies only cover the value
of your vehicle - something that rapidly declines during the first
few years of ownership - your loan or lease balance could be higher
than the value of your vehicle.
Now you can protect your vehicle, boat, motorcycle, or RV investment
with Guaranteed Asset Protection (GAP). GAP is a non-insurance product
and is made available via a loan/lease deficiency waiver that covers
the "gap" between the vehicle's value and the amount you
still owe. Essentially, GAP protects you and your entire investment
from substantial loss.
The GAP Advantage:
The following is a typical example of how GAP Advantage come through for you:
| Original Purchase Price |
$25,000 |
| Loan Balance after one year |
$20,000 |
| Insurance settlement covering vehicle's current value |
$16,000 |
| Your lost investment without GAP |
|
| Your remaining unpaid loan balance (the "gap") (Including your deductible, up to $1,000)** |
$4,000 |
| GAP pays the following toward the financing or leasing of a replacement vehicle: |
|
| GAP pays the difference: |
$4,000 |
| GAP Advantage also pays: |
$1,000 |
| TOTAL GAP ADVANTAGE BENEFIT: |
$5,000 |
**Deductible reimbursement is available in most, but not all states.
Please consult your financing representative for the availability
of this benefit.
Contact a CME Loan Officer today to learn more at 614.224.8890
or via email at itsgreat@cmefcu.org.
Automotive Protection
CME has Automotive Protection available. Contact a loan officer
for details. The following chart is intended to outline the main
features of the protection plans. Refer to the Agreement for conditions
of coverage, exclusions and your duties during the term of the plan.
The Platinum Protection Plan extends coverage to virtually all mechanical and electrical components of your vehicle. See agreement for exclusions. |
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Additional Benefits:
- 24-Hour Roadside Assistance
- Rental Vehicle Assistance
- Tire Protection
- Trip Interruption
- No Limit on Claims
- Ease of Service
Get an instant Extended Warranty quote, click here
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