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Auto and Other Loan Rates
Effective 05-07-08 to 05-13-08

Term APR Range
(*)New Vehicle (**)
1 - 48 months 5.25% 14.25%
49 - 60 months 5.50% 14.50%
61 - 72 months 6.00% 15.00%
73 - 84 months 7.00% 16.00%
Variable to 84 months (9) 4.00% 11.44%
(*)Nearly New Vehicle (***)
1 - 48 months 5.50% 14.50%
49 - 60 months 5.75% 14.75%
61 - 72 months 6.25% 15.25%
Variable to 72 months (9) 4.00% 11.94%
(*)Used Vehicle (Models 2004 and Older)
1 - 36 months 5.75% 14.75%
37 -48 months 6.25% 15.25%
Variable to 48 months (9) 4.00% 12.44%
(*)New RV and Motorcycle
1 - 48 months 6.00% 15.00%
49 - 60 months 6.25% 15.25%
61 - 72 months 6.75% 15.75%
73 - 84 months 7.75% 16.75%
Variable to 84 months (9) 4.00% 12.44%
(*)Other Secured Loans
1 - 36 months 6.25% 15.25%
37 - 48 months 6.75% 15.75%
Variable to 48 months (9) 4.00% 12.99%
Signature Loans
1 - 36 months 10.15% 17.90%
Premium Signature Loans
1 - 36 months 10.15% 12.15%
37 - 48 months 10.65% 12.65%
49 - 60 months 11.15% 12.15%
Share Pledged Loans
Share Rate + 4% (Variable)
Certificate Pledged Loans
Certificate Rate + 3% (Variable)
Easy Line (10)
8.00% 11.74%

 

Home Loan Rates
Effective 05-07-08 to 05-13-08

Term APR Range
30 yr Fixed
Varies Daily - Click here for today's rate
15 yr Fixed
Varies Daily - Click here for today's rate
15 yr - 30 yr Semi-Annual ARM (4)
4.00% 5.70%
1/1 ARM (5)
4.70% 4.70%
3/1 ARM (6)
5.00% 5.70%
5/1 ARM (7)
5.00% 5.70%
NOO 10 yr Balloon(4)
6.00%  
NOO 12 yr ARM (4)
5.00%  
Home Equity Line of Credit (3)
4.00% 7.49%
Home Equity Closed End
6.49% 9.99%
Home Equity Interest Only Line of Credit (3)
6.00% 6.24%

Loan Rates are based on individual credit quality. First mortgage rates apply to owner occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.

Savings and Loan Rates are subject to change without notice.

* These rates reflect a 1/4% discount for automatic transfer from a CME FCU Checking Account & E-statements

** New vehicle - $25,000 minimum required for financing on terms of 72 months or more.

*** Nearly New Vehicle - $10,000 minimum required for financing on terms of 48 months or more.

3 Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

4 Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00% annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

5 Variable rate mortgage loan with a fixed rate for the first 1 year. Adjusts annually on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 year, as made available by the Federal Reserve Board.

6 Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

7 Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

9 Variable rate consumer loans, adjust quarterly, and in no event will the rate fall below 4.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

10Variable rate consumer line of credit loan, adjusts quarterly, with a maximum adjustment of .50%.  In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.