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Auto and Other Loan Rates
Effective 07-01-09 to 07-07-09

Term APR Range
New Vehicle (Models 2009 - 2007)
1 - 48 months 4.75%% 13.75%
49 - 60 months 5.25% 14.25%
61 - 72 months 5.75% 14.75%
73 - 84 months 6.75% 15.75%
Used Vehicle (Models 2006 - 2001)
1 - 36 months 5.15% 14.15%
37 - 48 months 5.40% 14.40%
49 - 60 months 5.90% 14.90%
New RV and Motorcycle
1 - 48 months 6.75% 15.75%
49 - 60 months 7.25% 16.25%
61 - 72 months 7.75% 16.75%
73 - 84 months 8.25% 17.25%
Other Secured Loans
1 - 36 months 7.00% 16.00%
37 - 48 months 7.50% 16.50%
Signature Loans
1 - 36 months 10.95% 17.90%
Premium Signature Loans
1 - 36 months 10.95% 12.95%
37 - 48 months 11.45% 13.45%
49 - 60 months 11.95% 12.70%
Share Pledged Loans
Share Rate + 4% (Variable)
Certificate Pledged Loans
Certificate Rate + 3% (Variable)
Easy Line (10)
8.00% 10.50%

 

Home Loan Rates
Effective 07-01-09 to 07-07-09

Term APR Range
30 yr Fixed
Varies Daily - Click here for today's rate
15 yr Fixed
Varies Daily - Click here for today's rate
15 yr - 30 yr Semi-Annual ARM (4)
5.03% 5.03%
1/1 ARM (5)
4.33% 7.33%
3/1 ARM (6)
5.03% 5.03%
5/1 ARM (7)
5.03% 5.03%
NOO 10 yr Balloon(4)
6.60%  
NOO 15 yr ARM (4)
5.08%  
Home Equity Line of Credit (3)
4.00% 5.99%
Home Equity Closed End
6.753% 10.245%
Home Equity Interest Only Line of Credit (3)
6.03% 6.03%

Loan Rates are based on individual credit quality. First mortgage rates apply to owner occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.

Savings and Loan Rates are subject to change without notice.

3 Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

4 Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00% annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

5 Variable rate mortgage loan with a fixed rate for the first 1 year. Adjusts annually on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 year, as made available by the Federal Reserve Board.

6 Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

7 Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

10Variable rate consumer line of credit loan, adjusts quarterly, with a maximum adjustment of .50%.  In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.