Auto and Other Loan Rates Effective 02-03-10 to 02-09-10
Term	APR Range
New Vehicle (Loan-to-Value 90% or Less) (Models 2010 - 2008)
1 - 48 months	3.75%	12.75%
49 - 60 months	4.25%	13.25%
61 - 72 months	4.75%	13.75%
73 - 84 months	5.75%	14.75%
Used Vehicle (Loan-to-Value 90% or Less) (Models 2007 - 2002)
1 - 36 months	4.15%	13.15%
37 - 48 months	4.40%	13.40%
49 - 60 months	4.90%	13.90%
New RV and Motorcycle
1 - 48 months	6.75%	15.75%
49 - 60 months	7.25%	16.25%
61 - 72 months	8.00%	17.005
73 - 84 months	8.75%	17.75%
Other Secured Loans
1 - 36 months	7.00%	16.00%
37 - 48 months	7.50%	16.50%
Signature Loans
1 - 18 months	9.95%	17.90%
19 - 36 months	10.95%	17.90%
Premium Signature Loans
1 - 36 months	10.95%	12.95%
37 - 48 months	11.70%	13.70%
49 - 60 months	12.45%	13.20%
Share Pledged Loans
	Share Rate + 4% (Variable)
Certificate Pledged Loans
	Certificate Rate + 3% (Variable)
Easy Line (10)
	8.00%	10.37%

Home Loan Rates Effective 02-03-10 to 02-09-10
Term	APR Range
30 yr Fixed
	Varies Daily - Click here for today's rate
15 yr Fixed
	Varies Daily - Click here for today's rate
15 yr - 30 yr Semi-Annual ARM(4)
	4.05%	4.05%
1/1 ARM (5)
	4.76%	7.27%
3/1 ARM (6)
	4.05%	4.05%
5/1 ARM (7)
	5.05%	5.05%
NOO 10 yr Balloon(4)
	6.60%
NOO 15 yr ARM (4)
	5.08%
Home Equity Line of Credit (3)
	4.00%	6.75%
Home Equity Closed End
	6.083%	9.995%
Home Equity Interest Only Line of Credit (3)
	6.01%	6.04%

Loan Rates are based on individual credit quality. First mortgage rates apply to owner occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.

Savings and Loan Rates are subject to change without notice.

1 A vehicle is considered new if it is a model year 2009, 2008 or 2007 and has less than 25,000 miles.

2 Terms available are based on model year.

3 Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

4 Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00% annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

5 Variable rate mortgage loan with a fixed rate for the first 1 year. Adjusts annually on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 year, as made available by the Federal Reserve Board.

6 Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

7 Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

10Variable rate consumer line of credit loan, adjusts quarterly, with a maximum adjustment of .50%.  In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.