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Auto and Other Loan Rates
Effective 03-10-10 to 03-16-10

Term APR Range
New Vehicle (Loan-to-Value 90% or Less) (Models 2010 - 2008)
1 - 48 months 3.35% 12.85%
49 - 60 months 3.85% 13.35%
61 - 72 months 4.35% 13.85%
73 - 84 months 5.35% 14.85%
Used Vehicle (Loan-to-Value 90% or Less) (Models 2007 - 2002)
1 - 36 months 3.75% 13.25%
37 - 48 months 4.00% 13.50%
49 - 60 months 4.50% 14.00%
New RV and Motorcycle
1 - 48 months 6.75% 16.25%
49 - 60 months 7.25% 16.75%
61 - 72 months 8.00% 17.50%
73 - 84 months 8.75% 17.90%
Other Secured Loans
1 - 36 months 7.00% 16.50%
37 - 48 months 7.50% 17.00%
Signature Loans
1 - 18 months 9.95% 17.90%
19 - 36 months 10.95% 17.90%
Premium Signature Loans
1 - 36 months 10.95% 13.20%
37 - 48 months 11.70% 13.95%
49 - 60 months 12.45% 13.20%
Share Pledged Loans
Share Rate + 4% (Variable)
Certificate Pledged Loans
Certificate Rate + 3% (Variable)
Easy Line (10)
8.00% 10.35%

 

Home Loan Rates
Effective 03-10-10 to 03-16-10

Term APR Range
30 yr Fixed
Varies Daily - Click here for today's rate
15 yr Fixed
Varies Daily - Click here for today's rate  
15 yr - 30 yr Semi-Annual ARM(4)
4.05% 4.05%
1/1 ARM (5)
4.76% 7.27%
3/1 ARM (6)
4.05% 4.05%
5/1 ARM (7)
5.05% 5.05%
NOO 10 yr Balloon(4)
6.60%  
NOO 15 yr ARM (4)
5.08%  
Home Equity Line of Credit (3)
4.00% 6.75%
Home Equity Closed End
6.083% 9.995%
Home Equity Interest Only Line of Credit (3)
6.01% 6.04%

Loan Rates are based on individual credit quality. First mortgage rates apply to owner occupied properties, which may include a second home. For a personalized rate quote, contact a CME Loan Officer.

Savings and Loan Rates are subject to change without notice.

1 A vehicle is considered new if it is a model year 2009, 2008 or 2007 and has less than 25,000 miles.

2 Terms available are based on model year.

3 Variable rate loans. Home Equity Loans are adjusted quarterly with the adjustment not to exceed 2.00% annually and will not vary more than 6.00% from rate of issue for the first 10 years. In no event will the rate fall below 4.00%.

4 Variable rate mortgage loans adjust semi-annually (based on anniversary date) with the adjustment not to exceed 1.00% annually and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

5 Variable rate mortgage loan with a fixed rate for the first 1 year. Adjusts annually on anniversary date with the adjustment not to exceed 1.00% and will not vary more than 5.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 10 year, as made available by the Federal Reserve Board.

6 Variable rate mortgage loan with a fixed rate for the first 3 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 4.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

7 Variable rate mortgage loan with a fixed rate for the first 5 years. Adjusts annually on anniversary date with the adjustment not to exceed 2.00% and will not vary more than 6.00% from the rate of issue, and in no event will the rate fall below 5.00%. The index is the monthly average yield on the United States Treasury Securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.

10Variable rate consumer line of credit loan, adjusts quarterly, with a maximum adjustment of .50%.  In no event will the rate fall below 8.00% or exceed 18.00%. The index is the monthly average yield on the United States Treasury securities adjusted to a constant maturity of 1 year, as made available by the Federal Reserve Board.