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Good
is knowing you have a nest egg. Good is when you remember to add
to your nest egg. Good is watching your nest egg grow.
Great is the knowledge
that your nest egg is absolutely safe. Great
is adding to your nest egg automatically every paycheck. Great
is being able to manage your nest egg when, how and where you
want. Great is having lots of options to make the most of your
nest egg.
Savings Accounts Brochure
Advantage Share Account
The most basic way to save, and the one which every CME member has,
is the Advantage Share Account. It may be basic, but it’s
still a great account. You can access it from an ATM, you can manage
it with CME@Home online banking and you can add to it
with Payroll Deduction.
- Open with just $5 (your membership stake)
- Earn dividends when
balance is over $100
- Rates are tiered, so the more you save,
the higher your rate
Compare our Money Market Rates! (as of 02/01/2010 - subject to change)
| CME FCU |
$1,000 - $14,999.99 |
$15,000 - $49,999 |
$50,000 - $99,999.99 |
$100,000+ |
| |
0.25% APY |
0.50% APY |
0.75% APY |
1.01% APY |
| Key Bank |
$1.00 - $9,999.99 |
$10,000+ |
|
|
| |
0.10% APY |
0.50% APY |
|
|
| National City |
$0.01 - $9,999.99 |
$10,000 - $24,999.99 |
$25,000 - $49,999.99 |
$50,000+ |
| |
0.10% APY |
0.45% APY |
0.55% APY |
0.80% APY |
| Chase |
$0 - $9,999.99 |
$10,000+ |
|
|
| |
0.02% APY |
0.02% APY |
|
|
| Fifth Third |
$10,000 - $24,999.99 |
$25,000 - $49,999.99 |
$50,000+ |
|
| |
0.10% APY |
0.20% APY |
0.25% APY |
|
| U.S. Bank |
$0 - $9,999.99 |
$10,000 - $49,999.99 |
$50,000+ |
|
| |
0.10% APY |
0.40% APY |
0.50% APY |
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Insured Money Market Account
For the best return on your savings dollar, a CME Money Market gives
your money a safe, high-yield destination. Add to it every paycheck
with Payroll Deduction and it’ll grow quickly.
- Open with just
$1,000
- Rates are tiered so the more you save, the
higher your rate
- Make up to 6 withdrawals per month
with no fee (above that, each transaction is subject to a $5
fee)
Great2Save Account
With Great2Save, you save money automatically every month. The money is transferred from your CME Freedom or Capital Club checking account into a high-rate 12 month certificate. After 12 months, just put the money anywhere you want, such as into another CME certificate. Start small and save BIG!
- $15 to $1,000 per month, automatically transferred
- After 12 months, the certificate transfers to your advantage share account
- Convenient way to save
Health Savings Account
A HSA is a savings product that offers a different way for consumers to pay for their health care. HSAs enable you to pay for current health expenses and save for future qualified medical and retiree expenses on a tax-free basis. You must be covered by a High Deductible Health Plan to be able to take advantage of HSAs.
- No set-up fee or annual fee
- Works just like a checking account
- Features the Great Card
Christmas Club
Great is NOT having the holidays arrive and having no money to
take care of presents. With a CME Christmas Club you put away
a little each paycheck through Payroll Deduction and when the
holidays come, you’ll have the money you need.
- Earn dividends on balances over $50
- Funds are available the first business
day in November
Insured Savings
All CME savings accounts and certificates
are insured up to a combined total of $500,000. The National
Credit Union Administration provides $250,000 of federal coverage.
The additional $250,000 coverage is provided by Excess Share
Insurance, a private share insurer.
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