Good is becoming an adult. Good is getting out there and getting a start on your future.

Great is having a way to get started right. Great is being able to find a way to get your financial future started on the right foot.

Smart Start
We've all been there. You are off to school, or off to your first job, and the questions begin:

• Where can I find a great checking account just for me?
• Where can I find a way to manage my money conveniently?
• Who can help me with student loans?
• When will I ever have enough to start saving?

All these questions have a single answer: Smart Start at CME.

Smart Start is a program developed for the unique needs of 18- to 23-year-olds who are looking for a great start for their financial futures. It gives you a way to develop good money management skills and get a great start for your credit history. Smart Start gives you:

• A checking account with NO Fee and NO Minimum balance
• Great Card ATM/VISA Check Card (with rebate!)
• Student Loans (co-signer may be required)
• Share Certificates with a low $250 minimum to open

CME Start Card
Even as a student just starting out with credit, you deserve a card that’s great—so we created our Start Card just for you. It offers all the convenience you’d expect from a Visa card, and it gives you the opportunity to learn to use credit wisely and to establish a solid credit foundation.

• Credit limit of $1,000
• Variable rate (click for rates and terms)
• .25% cash back bonus on every purchase, credited to your account annually
• Available only to full-time students (proof of enrollment required)

Smart Start Links

• Get movie night right with Movies.com
• Find music at Launch
• Find a job with Monster.com
• Find a book at Amazon.com
• Find a college at College-searching.com